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Sign up for Experian credit monitoring, primary identity monitoring services, and identity theft insurance to get ahead of the curve.

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  • Daily Credit Monitoring from Experian®
  • Experian Credit Report and VantageScores*
  • Internet Surveillance
  • Social Network Monitoring
  • Change of Address Monitoring
  • Court Records and Bookings Monitoring
  • Social Security Number Trace
  • Identity Restoration
  • Identity Theft Insurance
  • Lost Wallet Services
  • Monthly VantageScore Updates
  • Non-Credit Loan Monitoring
  • Sex Offender Monitoring
  • Financial Account Takeover

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Watch over a broad range of your personal identity data with financial account takeover, tri-bureau credit, and comprehensive identity monitoring.

GET STARTED
  • Daily Credit Monitoring from Experian®, Equifax®, TransUnion®
  • Experian, Equifax, TransUnion Credit Report and VantageScores*
  • Internet Surveillance
  • Social Network Monitoring
  • Change of Address Monitoring
  • Court Records and Bookings Monitoring
  • Social Security Number Trace
  • Identity Restoration
  • Identity Theft Insurance
  • Lost Wallet Services
  • Monthly VantageScore Updates
  • Non-Credit Loan Monitoring
  • Sex Offender Monitoring
  • Financial Account Takeover

You have numerous rights under the FCRA, including the right to dispute inaccurate information in your credit report(s). Consumer reporting agencies are required to investigate and respond to your dispute, but are not obligated to change or remove accurate information that is reported in compliance with applicable law. While this plan can provide you assistance in filing a dispute, the FCRA allows you to file a dispute for free with a consumer reporting agency without the assistance of a third party.

*VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®. VantageScore 3.0 is used by some but not all lenders. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk to lenders. A lower score indicates to lenders that you may be a higher credit risk.

There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.

There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes.