IDnotify®

Premier Membership

Stay informed about every aspect of your data.

Take total control with your free membership to IDnotify Premier. Stay informed about every aspect of your data with 25 powerful features, including Real-Time Authorization Alerts, a Monthly Credit Snapshot, Dormant Alerts, and a full suite of credit monitoring and identity protection services. Includes our Family Plan to empower the people you care about.

Credit

3-Bureau Credit Monitoring

Monitors your Experian®, TransUnion®, and Equifax® credit reports and notifies you of critical changes.

Annual 3-Bureau Credit Report and VantageScores®1

Stay on top of your credit with annual access to your Experian®, TransUnion®, and Equifax® credit reports and VantageScores® that lenders can use to evaluate your creditworthiness.

Monthly VantageScore1 Updates

View your VantageScore credit score from Experian® in an easy-to-read, month-to-month graph.

Experian® or 3-Bureau Credit Report Purchase On-Demand

Know where your credit stands at any time. Once logged in, click to pay for your updated VantageScore1 or credit report instead of waiting until your next eligible refresh date.

VantageScore1 Simulator

Shows you how certain credit behaviors could potentially impact your credit health and your credit score.

Monthly Credit Snapshot

Shows you a point-in-time summary of your credit information.

Identity

Internet Surveillance

Proprietary technology monitors thousands of websites and millions of data points to detect your personal data on the dark web. If a match with your personal data is found, we will notify you promptly.

Social Network Monitoring

Notifies you of privacy or reputation risks associated with your social media content, including comments and language.

Change of Address Monitoring

Notifies you if your mail from the United States Postal Service is redirected.

Court Record Monitoring

Informs you if a crime is recorded in the court system and tracks law enforcement data, including arrest records, to detect if a crime has been booked using your personal information, such as your name and date of birth.

Social Security Number Trace

Notifies you of all the names, aliases and addresses that become associated with your Social Security Number.

Payday Loan Monitoring

We’ll notify you if your personal information is used to take out a payday or quick cash loan.

Financial Account Takeover

Alerts you if your personal information, such as your Social Security number, is used to open new credit or bank accounts, or if unauthorized changes are made to your existing financial accounts.

Smart Metrics

Provides a nationwide and neighborhood breakdown of the impact of identity theft, using your email address, zip code, and U.S. database information.

Password Manager2

Generate stronger passwords, automatically log into accounts, and know when passwords are weak, old, or duplicated.

Alerts

CLUB Alerts

Notifies you of changes in your credit limit, credit utilization, and credit balances that may affect credit scores.

Dormant Alerts

Notifies you if a balance appears on your account after more than six months of carrying a zero balance.

Positive Activity Alerts

Get good news when there are changes to your credit report that may positively impact your credit score, including when you pay off a credit card or collection account.

Real-Time Credit Alerts

Monitors your Experian credit report and notifies you about a hard inquiry in real time.

Real-Time Authorization Alerts

Notifies you if a new credit application, identity authorization, or identity validation is made using your personal information.

Score Variance Alerts & Credit Alert Settings

Allows you to see changes to your VantageScore1 or credit rating and customize your alerts.

Sex Offender Monitoring

Searches over 1 million records to alert you if sex offenders live in your area and if an offender attempts to register using your identity.

Restoration

Identity Restoration

Certified bilingual and multilingual U.S.-based identity restoration service specialists provide step-by-step, full-service support to investigate and restore your identity. Our 24/7/365 services include the use of Limited Power of Attorney to complete restoration activities of your behalf, saving you time.

Lost Wallet Services

Cancel and replace your driver’s license, medical insurance cards, credit and debit cards, and more if your wallet is ever lost or stolen – all with just one call.

Identity Theft Insurance3

If you experience identity theft, our Identity Theft Insurance reimburses you for certain expenses associated with restoring your identity, including lost wages and legal fees up to $1 million.