3-Bureau Credit Monitoring
Monitors your Experian®, TransUnion®, and Equifax® credit reports and notifies you of critical changes.
Annual 3-Bureau Credit Report and VantageScores®1
Stay on top of your credit with annual access to your Experian®, TransUnion®, and Equifax® credit reports and VantageScores® that lenders can use to evaluate your creditworthiness.
Monthly VantageScore1 Updates
View your VantageScore credit score from Experian® in an easy-to-read, month-to-month graph.
Experian® or 3-Bureau Credit Report Purchase On-Demand
Know where your credit stands at any time. Once logged in, click to pay for your updated VantageScore1 or credit report instead of waiting until your next eligible refresh date.
Shows you how certain credit behaviors could potentially impact your credit health and your credit score.
Monthly Credit Snapshot
Shows you a point-in-time summary of your credit information.
Proprietary technology monitors thousands of websites and millions of data points to detect your personal data on the dark web. If a match with your personal data is found, we will notify you promptly.
Social Network Monitoring
Notifies you of privacy or reputation risks associated with your social media content, including comments and language.
Change of Address Monitoring
Notifies you if your mail from the United States Postal Service is redirected.
Court Record Monitoring
Informs you if a crime is recorded in the court system and tracks law enforcement data, including arrest records, to detect if a crime has been booked using your personal information, such as your name and date of birth.
Social Security Number Trace
Notifies you of all the names, aliases and addresses that become associated with your Social Security Number.
Payday Loan Monitoring
We’ll notify you if your personal information is used to take out a payday or quick cash loan.
Financial Account Takeover
Alerts you if your personal information, such as your Social Security number, is used to open new credit or bank accounts, or if unauthorized changes are made to your existing financial accounts.
Provides a nationwide and neighborhood breakdown of the impact of identity theft, using your email address, zip code, and U.S. database information.
Generate stronger passwords, automatically log into accounts, and know when passwords are weak, old, or duplicated.
Notifies you of changes in your credit limit, credit utilization, and credit balances that may affect credit scores.
Notifies you if a balance appears on your account after more than six months of carrying a zero balance.
Positive Activity Alerts
Get good news when there are changes to your credit report that may positively impact your credit score, including when you pay off a credit card or collection account.
Real-Time Credit Alerts
Monitors your Experian credit report and notifies you about a hard inquiry in real time.
Real-Time Authorization Alerts
Notifies you if a new credit application, identity authorization, or identity validation is made using your personal information.
Score Variance Alerts & Credit Alert Settings
Allows you to see changes to your VantageScore1 or credit rating and customize your alerts.
Sex Offender Monitoring
Searches over 1 million records to alert you if sex offenders live in your area and if an offender attempts to register using your identity.
Certified bilingual and multilingual U.S.-based identity restoration service specialists provide step-by-step, full-service support to investigate and restore your identity. Our 24/7/365 services include the use of Limited Power of Attorney to complete restoration activities of your behalf, saving you time.
Lost Wallet Services
Cancel and replace your driver’s license, medical insurance cards, credit and debit cards, and more if your wallet is ever lost or stolen – all with just one call.
Identity Theft Insurance3
If you experience identity theft, our Identity Theft Insurance reimburses you for certain expenses associated with restoring your identity, including lost wages and legal fees up to $1 million.